SLM Corp Financial Statements From 2010 to 2022

SLM
 Stock
  

USD 15.33  0.04  0.26%   

SLM Corp financial statements provide useful quarterly and yearly information to potential SLM Corp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on SLM Corp financial statements helps investors assess SLM Corp's valuation, profitability, and current liquidity needs.
There are over seventy-seven available fundamental trend indicators for SLM Corp, which can be analyzed over time and compared to other ratios. Please make sure you double-check all of SLM Corp current fundamentals over time between 2010 and 2022 to make sure the company is sustainable next year.
Net Income Per Employee is expected to hike to about 863.5 K this year, although the value of Revenue Per Employee will most likely fall to nearly 1.3 M.
  
Check SLM Corp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among SLM Corp main balance sheet or income statement drivers, such as Consolidated Income of 218.9 M, Earning Before Interest and Taxes EBIT of 360.5 M or Gross Profit of 677.9 M, as well as many exotic indicators such as Calculated Tax Rate of 32.09, PPandE Turnover of 18.92 or Cash and Equivalents Turnover of 0.8. SLM Corp financial statements analysis is a perfect complement when working with SLM Corp Valuation or Volatility modules. It can also supplement SLM Corp's financial leverage analysis and stock options assessment as well as various SLM Corp Technical models . Additionally, take a look at the analysis of SLM Corp Correlation against competitors.

SLM Corp Revenues

3.12 Billion

SLM Corp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets30 B29.2 B73.6 B
Decreasing
Slightly volatile
Cash and Equivalents3.7 B4.3 B3.5 B
Increasing
Very volatile
Investments12 B13.9 B12.1 B
Increasing
Slightly volatile
Deposit Liabilities11 B12.1 B11.4 B
Increasing
Slightly volatile
Property Plant and Equipment Net75 M78.4 M80.4 M
Increasing
Slightly volatile
Tax Assets219.2 M233.6 M241.4 M
Increasing
Very volatile
Goodwill and Intangible Assets4.8 M3.7 M4.4 M
Decreasing
Slightly volatile
Total Liabilities27.8 B27.1 B70.3 B
Decreasing
Slightly volatile
Shareholders Equity3.1 B2.1 B3.4 B
Decreasing
Slightly volatile
Accumulated Retained Earnings Deficit432.9 M535.8 M375.2 M
Increasing
Slightly volatile
Tax Liabilities161.5 M165.9 M173.5 M
Increasing
Slightly volatile
Total Debt1.7 BB1.6 B
Increasing
Slightly volatile
Shareholders Equity USD1.9 B2.1 B1.9 B
Increasing
Slightly volatile
Cash and Equivalents USD2.5 B2.3 B2.2 B
Decreasing
Very volatile
Total Debt USD1.7 BB1.6 B
Increasing
Slightly volatile
Long Term Debt6.1 B5.9 B49.2 B
Decreasing
Slightly volatile

SLM Corp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Revenues3.1 B2.4 B3.2 B
Decreasing
Slightly volatile
Selling General and Administrative Expense145.2 M165.6 M150.4 M
Increasing
Slightly volatile
Operating Expenses317.7 M347.7 M334.2 M
Increasing
Slightly volatile
Income Tax Expense141.2 M147.7 M150.1 M
Increasing
Slightly volatile
Consolidated Income218.9 M225.3 M236.1 M
Increasing
Stable
Net Income1.3 B1.2 B683.6 M
Increasing
Stable
Preferred Dividends Income Statement Impact17.6 M19.1 M17.5 M
Increasing
Slightly volatile
Net Income Common Stock204.7 M206.2 M223.4 M
Decreasing
Very volatile
Weighted Average Shares416.1 M315 M431.2 M
Decreasing
Slightly volatile
Weighted Average Shares Diluted422 M319.9 M436.8 M
Decreasing
Slightly volatile
Earning Before Interest and Taxes EBIT360.5 M373 M386.8 M
Increasing
Slightly volatile
Revenues USD677.9 M720.7 M720.4 M
Increasing
Slightly volatile
Net Income Common Stock USD204.7 M206.2 M223.4 M
Decreasing
Very volatile
Earning Before Interest and Taxes USD360.5 M373 M386.8 M
Increasing
Slightly volatile
Gross Profit677.9 M720.7 M720.4 M
Increasing
Slightly volatile
Operating Income360.2 M373 M386.2 M
Increasing
Slightly volatile

SLM Corp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Cash Flow from Financing(2.8 B)(2.6 B)(2.1 B)
Increasing
Slightly volatile
Issuance Repayment of Debt Securities 971.4 M979 M1.1 B
Decreasing
Slightly volatile
Net Cash Flow from Investing2.6 B2.6 B2.2 B
Decreasing
Slightly volatile
Net Cash Flow from Operations(50.8 M)(49.5 M)(21 M)
Increasing
Very volatile
Net Cash Flow or Change in Cash and Cash Equivalents(587.1 M)(572 M)(186.9 M)
Decreasing
Slightly volatile
Share Based Compensation20.1 M19.2 M21.6 M
Decreasing
Very volatile
Depreciation Amortization and Accretion8.4 M9.4 M8.8 M
Increasing
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Earnings per Basic Share3.963.671.6714
Increasing
Slightly volatile
Earnings per Diluted Share3.893.611.6481
Increasing
Slightly volatile
Earnings per Basic Share USD0.480.490.513
Increasing
Stable
Dividends per Basic Common Share0.170.170.2687
Decreasing
Slightly volatile
Return on Average Equity53.1449.252121.4228
Increasing
Slightly volatile
Return on Average Assets4.173.86891.6771
Increasing
Slightly volatile
Return on Invested Capital0.03250.02760.0299
Decreasing
Slightly volatile
Gross Margin0.890.90.9842
Decreasing
Slightly volatile
Profit Margin51.9748.168225.9215
Increasing
Slightly volatile
EBITDA Margin0.650.610.5649
Increasing
Very volatile
Return on Sales0.640.60.5533
Increasing
Very volatile
Asset Turnover0.06570.08030.0564
Increasing
Slightly volatile
Payout Ratio0.410.40.5793
Decreasing
Slightly volatile
Enterprise Value over EBITDA9.4410.929.7769
Increasing
Slightly volatile
Enterprise Value over EBIT9.3410.89.7028
Increasing
Slightly volatile
Price to Earnings Ratio28.1923.4726.5014
Decreasing
Slightly volatile
Sales per Share8.187.64877.2519
Decreasing
Slightly volatile
Price to Sales Ratio8.916.778.629
Decreasing
Slightly volatile
Price to Book Value2.322.312.1374
Decreasing
Stable
Debt to Equity Ratio2.832.7599.9701
Decreasing
Slightly volatile
Dividend Yield0.02190.01720.0195
Decreasing
Slightly volatile
Free Cash Flow per Share(0.16)(0.1572)(0.0685)
Increasing
Very volatile
Book Value per Share4.434.934.3616
Increasing
Slightly volatile
Tangible Assets Book Value per Share34.6338.9434.9919
Increasing
Slightly volatile
Total Assets Per Share153105168
Decreasing
Slightly volatile
Cash Flow Per Share(0.18)(0.1775)0.0479
Increasing
Very volatile
Calculated Tax Rate32.0924.654932.9414
Decreasing
Slightly volatile
PPandE Turnover18.9215.78918.3715
Decreasing
Slightly volatile
Cash and Equivalents Turnover0.80.54820.8803
Decreasing
Slightly volatile
Revenue to Assets0.06790.08240.0588
Increasing
Slightly volatile

SLM Corp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Earnings before Tax360.5 M373 M386.8 M
Increasing
Slightly volatile
Earnings Before Interest Taxes and Depreciation Amortization EBITDA368.9 M382.4 M395.6 M
Increasing
Slightly volatile
Earnings Before Interest Taxes and Depreciation Amortization USD368.9 M382.4 M395.6 M
Increasing
Slightly volatile
Market Capitalization3.9 B4.2 B4.3 B
Increasing
Very volatile
Enterprise Value3.9 B4.6 B3.9 B
Increasing
Slightly volatile
Invested Capital9.8 B9.5 B11.9 B
Decreasing
Slightly volatile
Average Equity1.9 BB1.9 B
Increasing
Slightly volatile
Average Assets13.9 B15.1 B14.3 B
Increasing
Slightly volatile
Invested Capital Average13.6 B15.3 B13.4 B
Increasing
Slightly volatile
Tangible Asset Value14.8 B16.7 B15 B
Increasing
Slightly volatile
Free Cash Flow(249.3 M)(231.1 M)(126.5 M)
Decreasing
Slightly volatile
Revenue Per Employee1.3 M1.7 M1.1 M
Increasing
Slightly volatile
Net Income Per Employee863.5 K800.4 K316.3 K
Increasing
Slightly volatile

SLM Corp Fundamental Market Drivers

Forward Price Earnings4.99
Short Percent Of Float3.48%
Average Daily Volume Last 10 Day2.87M
Shares Short Prior Month9.18M
Average Daily Volume In Three Month2.76M
Date Short Interest15th of July 2022
Fifty Day Average16.90
Two Hundred Day Average17.97

SLM Corp Upcoming Events

Upcoming Quarterly Report26th of January 2022
Next Financial Report20th of April 2022
Next Fiscal Quarter End31st of December 2021
Next Fiscal Year End26th of January 2022
Last Quarter Report30th of September 2021
Last Financial Announcement31st of December 2020

About SLM Corp Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include SLM Corp income statement, its balance sheet, and the statement of cash flows. SLM Corp investors use historical funamental indicators, such as SLM Corp's revenue or net income, to determine how well the company is positioned to perform in the future. Although SLM Corp investors may use each financial statement separately, they are all related. The changes in SLM Corp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on SLM Corp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on SLM Corp Financial Statements. Understanding these patterns can help to make the right decision on long term investment in SLM Corp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for 2022
Revenues2.4 B3.1 B
Revenue to Assets 0.08  0.07 
Revenue Per Employee1.7 M1.3 M
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware. SLM Corp operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 1450 people.

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Additionally, take a look at the analysis of SLM Corp Correlation against competitors. Note that the SLM Corp information on this page should be used as a complementary analysis to other SLM Corp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Piotroski F Score module to get Piotroski F Score based on binary analysis strategy of nine different fundamentals.

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When running SLM Corp price analysis, check to measure SLM Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy SLM Corp is operating at the current time. Most of SLM Corp's value examination focuses on studying past and present price action to predict the probability of SLM Corp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move SLM Corp's price. Additionally, you may evaluate how the addition of SLM Corp to your portfolios can decrease your overall portfolio volatility.
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Is SLM Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SLM Corp. If investors know SLM Corp will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SLM Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
1.93
Market Capitalization
3.9 B
Quarterly Revenue Growth YOY
0.84
Return On Assets
0.0301
Return On Equity
0.4
The market value of SLM Corp is measured differently than its book value, which is the value of SLM Corp that is recorded on the company's balance sheet. Investors also form their own opinion of SLM Corp's value that differs from its market value or its book value, called intrinsic value, which is SLM Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SLM Corp's market value can be influenced by many factors that don't directly affect SLM Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SLM Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine SLM Corp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SLM Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.