Bank First EBITDA Margin Trend from 2010 to 2022

BFC
 Stock
  

USD 75.46  1.01  1.36%   

Bank First EBITDA Margin is increasing over the years with slightly volatile fluctuation. EBITDA Margin is expected to dwindle to 0.54. From 2010 to 2022 Bank First EBITDA Margin quarterly data regression line had arithmetic mean of 0.21 and r-squared of  0.79. The current year Weighted Average Shares is expected to grow to about 8.1 M, whereas Consolidated Income is forecasted to decline to about 37.3 M.
  
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Check Bank First financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Bank First main balance sheet or income statement drivers, such as Consolidated Income of 37.3 M, Earning Before Interest and Taxes EBIT of 49.6 M or Gross Profit of 99 M, as well as many exotic indicators such as Asset Turnover of 0.0417, Book Value per Share of 39.07 or Debt to Equity Ratio of 8.86. Bank First financial statements analysis is a perfect complement when working with Bank First Valuation or Volatility modules. It can also supplement various Bank First Technical models. Continue to the analysis of Bank First Correlation against competitors.

Bank First Quarterly EBITDA Margin

0.543

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Bank First EBITDA Margin Breakdown

Showing smoothed EBITDA Margin of Bank First National with missing and latest data points interpolated. Measures the ratio between a company's Earnings Before Interest Taxes and Depreciation Amortization EBITDA and Revenues.Bank First's EBITDA Margin historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Bank First's overall financial position and show how it may be relating to other accounts over time.
EBITDA Margin10 Years Trend
Increasing
Slightly volatile
 EBITDA Margin 
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      Timeline 

Bank First EBITDA Margin Regression Statistics

Arithmetic Mean 0.21
Geometric Mean 0.27
Coefficient Of Variation 154.95
Mean Deviation 0.31
Median 0.47
Standard Deviation 0.33
Sample Variance 0.11
Range 0.70
R-Value 0.89
Mean Square Error 0.024988
R-Squared 0.79
Significance 0.00005015
Slope 0.08
Total Sum of Squares 1.30

Bank First EBITDA Margin History

2016 0.49
2017 0.47
2019 0.48
2020 0.51
2021 0.57
2022 0.54

About Bank First Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Bank First income statement, its balance sheet, and the statement of cash flows. Bank First investors use historical funamental indicators, such as Bank First's EBITDA Margin, to determine how well the company is positioned to perform in the future. Although Bank First investors may use each financial statement separately, they are all related. The changes in Bank First's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Bank First's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Bank First Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Bank First. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for 2022
EBITDA Margin 0.57  0.54 
Earnings Before Interest Taxes and Depreciation Amortization EBITDA63.2 M52.4 M
Bank First Corporation operates as a holding company for Bank First N.A. that provides consumer and commercial financial services to businesses, professionals, consumers, associations, individuals, and governmental authorities in Wisconsin. The company offers checking, savings, money market, cash management, retirement, and health savings accounts other time deposits certificates of deposit and residential mortgage products. It also provides credit cards ATM processing insurance data processing and other information technology investment and safekeeping treasury management and online, telephone, and mobile banking services. The companys loan products include real estate loans, including commercial real estate, residential mortgage, and home equity loans commercial and industrial loans for working capital, accounts receivable, inventory financing, and other business purposes construction and development loans residential 1-4 family loans and consumer loans for personal and household purposes, including secured and unsecured installment loans, and revolving lines of credit. It operates through 21 offices in Manitowoc, Outagamie, Brown, Winnebago, Sheboygan, Waupaca, Ozaukee, Monroe, and Jefferson counties in Wisconsin. The company was formerly known as Bank First National Corporation and changed its name to Bank First Corporation in June 2019. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin.

Bank First Investors Sentiment

The influence of Bank First's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Bank First. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock markets does not have a solid backing from leading economists and market statisticians.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Bank First in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Bank First's short interest history, or implied volatility extrapolated from Bank First options trading.

Current Sentiment - BFC

Bank First National Investor Sentiment

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Pair Trading with Bank First

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bank First position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bank First will appreciate offsetting losses from the drop in the long position's value.

Bank First Pair Correlation

Correlation Analysis For Direct Indexing and Tax-loss Harvesting

The ability to find closely correlated positions to Bank First could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bank First when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bank First - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bank First National to buy it.
The correlation of Bank First is a statistical measure of how it moves in relation to other equities. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bank First moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bank First National moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bank First can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
Continue to the analysis of Bank First Correlation against competitors. Note that the Bank First National information on this page should be used as a complementary analysis to other Bank First's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.

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Is Bank First's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank First. If investors know Bank First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
-0.1
Market Capitalization
574.5 M
Quarterly Revenue Growth YOY
-0.044
Return On Assets
0.0153
Return On Equity
0.14
The market value of Bank First National is measured differently than its book value, which is the value of Bank First that is recorded on the company's balance sheet. Investors also form their own opinion of Bank First's value that differs from its market value or its book value, called intrinsic value, which is Bank First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank First's market value can be influenced by many factors that don't directly affect Bank First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank First's value and its price as these two are different measures arrived at by different means. Investors typically determine Bank First value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.