Lakeland Stock Valuation

LKFN
 Stock
  

USD 78.23  0.52  0.67%   

What is the current enterprise value of Lakeland Finl Corp? Calculating the true value of any business is not as easy as it may seem. While the market cap of a public entity, such as Lakeland Finl, is its stock price multiplied by the total number of shares outstanding, calculating Lakeland Finl's enterprise value requires a different approach. It uses Lakeland Finl's balance sheet items such as long-term debt, the book value of the preferred stock, minority interest, and other important financials.
The value of Free Cash Flow is estimated to slide to about 95.7 M. The Enterprise Value is projected to slide to about 1.4 B.
Lakeland Finl Corp secures a last-minute Real Value of $75.7 per share. The latest price of the firm is $78.23. At this time, the firm appears to be fairly valued. Our model forecasts the value of Lakeland Finl Corp from analyzing the firm fundamentals such as Profit Margin of 44.08 %, return on equity of 16.99 %, and Current Valuation of 1.88 B as well as examining its technical indicators and Probability Of Bankruptcy. In general, we recommend picking up undervalued stocks and discarding overvalued stocks since, at some point, asset prices and their ongoing real values will merge together.
  
Lakeland Finl Valuation Module provides a unique way to ballpark how much the company is worth today. It is done using both, our quantitative analysis of the company fundamentals as well as its intrinsic market price estimation to project the real value. We also take into consideration other essential factors such as Lakeland Finl's management style, its c-level domain expertise and tenure, its overall leadership history as well as current capital structure, and future earnings potential.

Lakeland Most Recent Valuation Data

Price Book
3.72
EPS Estimate Next Quarter
1.06
Price Sales
8.56
Forward Annual Dividend Yield
0.0206
Dividend Share
1.6
Ex Dividend Date
2022-10-24
Fairly Valued
Today 78.23
Please note that Lakeland Finl's price fluctuation is very steady at this time. Calculation of the real value of Lakeland Finl Corp is based on 3 months time horizon. Increasing Lakeland Finl's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Lakeland Finl Corp is useful when determining the fair value of the Lakeland stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Lakeland Finl. Since Lakeland Finl is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Lakeland Stock. However, Lakeland Finl's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
75.70
Real Value
86.05
Upside
Estimating the potential upside or downside of Lakeland Finl Corp helps investors to forecast how Lakeland stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Lakeland Finl more accurately as focusing exclusively on Lakeland Finl's fundamentals will not take into account other important factors:
Earnings
Estimates (3)
LowProjected EPSHigh
3.723.743.77
Details
Hype
Prediction
LowEstimated ValueHigh
76.7378.2479.75
Details
Potential
Annual Dividend
LowIncome Per ShareHigh
0.970.991.01
Details
3 Analysts
Consensus
LowTarget PriceHigh
72.0073.5075.00
Details
Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Lakeland Finl's intrinsic value based on its ongoing forecasts of Lakeland Finl's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Lakeland Finl's closest peers. When choosing an evaluation method for Lakeland Finl Corp, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using both methods to arrive at a better estimate.

Lakeland Finl Investments

5.25 Billion

Lakeland Valuation Drivers Correlation

Many accounts on the financial statements of Lakeland Finl Corp are highly interrelated and sometimes correlated. Consequently, when conducting Lakeland's valuation analysis, one should examine all of the accounts reported to obtain a complete picture of its financial situation. We provide a unique feature to present a conventional correlation table purposely composed against different valuation-related drivers of Lakeland
Click cells to compare fundamentals

Lakeland Valuation Trend

Knowing Lakeland Finl's actual value is paramount for traders to make sound investment determinations. Lakeland Finl's real value is not only important for the investor to make better decisions but also for a more accurate overall view of Lakeland Finl's financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both Lakeland Finl's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.

Lakeland Market Cap

Lakeland Finl Corp is rated third overall in market capitalization category among related companies. Market capitalization of Banks—Regional industry is now estimated at about 278.98 Billion. Lakeland Finl maintains roughly 1.97 Billion in market capitalization contributing less than 1% to stocks in Banks—Regional industry.
Capitalization  Total debt  Valuation  Workforce  Revenue

Lakeland Finl Valuation Ratios as Compared to Competition

Comparative valuation techniques use various fundamental indicators to help in determining Lakeland Finl's current stock value. Our valuation model uses many indicators to compare Lakeland Finl value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Lakeland Finl competition to find correlations between indicators driving Lakeland Finl's intrinsic value. More Info.
Lakeland Finl Corp is currently regarded as number one stock in price to earning category among related companies. It is rated third overall in five year return category among related companies reporting about  0.10  of Five Year Return per Price to Earning. The ratio of Price to Earning to Five Year Return for Lakeland Finl Corp is roughly  10.05 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Lakeland Finl by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Lakeland Finl's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Lakeland Finl's earnings, one of the primary drivers of an investment's value.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Lakeland Finl's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Lakeland Finl and how it compares across the competition.

About Lakeland Finl Valuation

The stock valuation mechanism determines the current worth of Lakeland Finl Corp on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Lakeland Finl Corp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Lakeland Finl Corp based exclusively on its fundamental and basic technical indicators. By analyzing Lakeland Finl's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Lakeland Finl's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Lakeland Finl. We calculate exposure to Lakeland Finl's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Lakeland Finl's related companies.
Fiscal Year End
December
Industry
Banks-Regional
Concentration
Regional Banks
Full Time Employees
600.0
Service Category
Banks
Employer Id Number
35-1559596
Last ReportedProjected for 2022
Gross Profit221.7 M207.2 M
Profit Margin 40.23  33.55 
Lakeland Finl's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Lakeland Finl's value is low or high relative to the company's performance and growth projections. Determining the market value of Lakeland Finl can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Lakeland Finl represents a small ownership stake in the entity. As a stockholder of Lakeland, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Lakeland Finl Dividends Analysis For Valuation

Dividend Yield is expected to rise to 0.0205 this year, although the value of Payment of Dividends and Other Cash Distributions will most likely fall to (35.6 M). . Lakeland Finl Earnings per Basic Share are quite stable at the moment as compared to the past year. The company's current value of Earnings per Basic Share is estimated at 4.06. Earnings per Diluted Share is expected to rise to 4.04 this year, although the value of Accumulated Retained Earnings Deficit will most likely fall to about 510.8 M.
Last ReportedProjected for 2022
Payment of Dividends and Other Cash Distributions-34.6 M-35.6 M
Dividend Yield 0.017  0.0205 
Dividends per Basic Common Share 1.36  1.18 
There are various types of dividends Lakeland Finl can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Lakeland shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Lakeland Finl Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Lakeland pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Lakeland Finl by the value of the dividends paid out.

Lakeland Finl Valuation Growth Rates

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Lakeland Finl does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Earnings Quarterly Growth18.30%
Revenue Growth12.80%
Payout Ratio38.69%
Earnings Growth18.10%
Enterprise Value To Revenue8.09

Lakeland Finl Current Valuation Indicators

Valuation refers to the process of determining the present value of Lakeland Finl Corp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Lakeland we look at many different elements of the entity such as Lakeland's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. Lakeland Finl's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Lakeland Finl's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Lakeland Finl, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Lakeland Finl's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Lakeland Finl's worth.
Additionally, see Correlation Analysis. Note that the Lakeland Finl Corp information on this page should be used as a complementary analysis to other Lakeland Finl's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Analyst Recommendations module to analyst recommendations and target price estimates broken down by several categories.

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When running Lakeland Finl Corp price analysis, check to measure Lakeland Finl's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lakeland Finl is operating at the current time. Most of Lakeland Finl's value examination focuses on studying past and present price action to predict the probability of Lakeland Finl's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Lakeland Finl's price. Additionally, you may evaluate how the addition of Lakeland Finl to your portfolios can decrease your overall portfolio volatility.
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Is Lakeland Finl's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lakeland Finl. If investors know Lakeland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lakeland Finl listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
0.18
Market Capitalization
B
Quarterly Revenue Growth YOY
0.13
Return On Assets
0.0163
Return On Equity
0.17
The market value of Lakeland Finl Corp is measured differently than its book value, which is the value of Lakeland that is recorded on the company's balance sheet. Investors also form their own opinion of Lakeland Finl's value that differs from its market value or its book value, called intrinsic value, which is Lakeland Finl's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lakeland Finl's market value can be influenced by many factors that don't directly affect Lakeland Finl's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lakeland Finl's value and its price as these two are different measures arrived at by different means. Investors typically determine Lakeland Finl value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lakeland Finl's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.